MIB, Inc.

MIB, Inc. is the premier provider of fraud detection information for individually underwritten life, disability income, long-term care and critical illness insurance. MIB member companies rely on its Checking Service™ for the fast, secure aggregation and exchange of data to combat fraud, improve underwriting effectiveness and increase product line profitability, while ensuring fair pricing for all applicants.

MIB provides nearly 500 U.S. and Canadian insurance companies access to information of underwriting significance in the form of medical and avocation codes tailored to the risk selection process.

Its core fraud protection services protect insurers, policyholders and applicants from attempts to conceal or omit information material to the sound and equitable underwriting of life, health, disability income and long term care insurance.

MIB, Inc. facilitates this sharing of information among member companies through a proprietary, secure system for data exchange. This data acts as the vehicle to steer the underwriter's investigation, providing the insurance industry with a more complete and accurate picture of an insurance applicant's health situation. MIB provides underwriters the knowledge they need, when they need it.