Buyer's Advocate - MIB Group, Inc.

You're driving on the highway and there's a "Road Construction Ahead" sign indicating you should merge to the left. You responsibly start moving over but several "fudgers" ignore the signs and keep on roaring ahead in the right lane. Some real jerks even have the nerve to continue to pass driving on the shoulder of the road, just to get a few more car lengths ahead, counting on the fact that some sympathetic party will let them back in line at the last second. Are these compliant people who let them in naïve enough to believe that these poor people were too stupid to have realized that the signs were intended for them too? Or are these "fudgers" simply taking advantage of predictable human nature?

As a responsible person who followed the law, all you're left with is a little sense of frustration and semi-outrage and wishful thinking that there's a policeman somewhere who is positioned up front to ticket those whom they catch in the act – especially those driving on the shoulder.

Unfortunately, in life, there are also some individuals who seem to believe that people who are forthright and honest, when they apply for life, health, disability, and long term care insurance, are "suckers". They somehow rationalize that stretching the truth or omitting relevant medical history or other pertinent information on an insurance application is the company's problem, not theirs. Were there not safeguards in place, honest and responsible insurance applicants would be paying substantially more for their life, disability, and long term care insurance premiums. . . in fact. . .subsidizing those who should be paying more.

For over 105 years, MIB has been serving as the insurance-buyer's "advocate" and has saved the insurance buying public literally BILLIONS of dollars over what they would otherwise be paying were our services not available to member insurance companies.

We invite you to learn more about us and our role in the world of insurance and risk management.