History - MIB, Inc.

Concerned with the undisclosed risk posed by fraudulent applicants, 15 Medical Directors organized in 1890 to ensure the livelihood of their businesses, the solvency of the insurance industry, and the fair and equitable pricing of policies. That organization would become MIB. These MIB member companies quickly realized that they already possessed the best resources for determining the accuracy of applicants' health - their current and former applications. Agreeing to share and analyze this information afforded valuable insights into the true risks they were carrying.

More than a century later, this integral information exchange is still at work protecting the life, health and disability income insurance industries.